There are only two types of people in this world.  The first type of people believes in a better future, positive outcome, the potential, finding a way, and hope.  The second type of people are full of doubt, negativity, frustration, blame, anger, and general gloom.  That is it, two types.  Which are you?  In my experience, most pessimists are absolutely clueless about their gloomy outlook.  They fancy themselves as realists.  After all, you can’t just go around fooling yourself into thinking everything is sunshine and rainbows.  These are the folks that make a snarky comment about everything and justify it as just joking when challenged, or maybe they say “Hey, keeping it real.”  They look at the beautiful sunset but can only see the power lines partially obstructing the view.  They can’t help themselves.  If there is an opportunity to cut someone or a situation down, they go for it.  They use their...

Is enjoying a good meal a moment of pleasure or a joyful experience? My belief is that it can be either or, depending on the mindset of the person having the meal. If it is an experience of pleasure, there is no lasting satisfaction. Pleasure is an external stimulus that is not infinitely sustainable because overstimulation leads to death.  Drugs are an example of an unsustainable external stimulus. The addict experienced pleasure and wanted more. They begin to seek only pleasure at the expense of all else in their life. This is how many of us live our lives - seeking external stimuli for pleasure. That new house, new car, new job, more money, etc.  We distract ourselves with entertainment like Netflix or shopping on Amazon. Too often we use pleasure to distract from real and sustainable joy in life. Pleasure triggers the release of dopamine. Dopamine is a neurotransmitter released by the brain when we experience pleasure. It is a motivation for us to do more of whatever...

What is my philosophy?  Have you ever asked yourself this question?  If you are like most us, it is likely that you have not.  Yet we all have an underlying philosophy.  This philosophy is present in every decision we make and action we take but the overwhelming majority of us have not taken the time to consider ours.  That is changing today.  We are going to work through an exercise that will help us better understand our underlying philosophy and begin to adjust it if we deem it incongruent with how we want to show up in the world.

If we have not taken the time to consider and develop our philosophy, it means that we have accepted and adopted the philosophy of others.  To me, this is a very scary realization.  If the general platform on which all my decisions are made has not been intentionally built, this means that I have adopted the philosophy of my parents, friends, community, alma mater, the media, and others as my...

Purpose in life helps to bring value and meaning to all that we do.  It is the compass that determines our heading in rough or troubled times.  When it hits the fan we can look to our Purpose to help guide our responses…And it will hit the fan!  Here is a strategy to help determine your Purpose:

Step 1: Forgive Yourself – Too often in life we carry our burdens with us from one stage to the next.  We allow them to accumulate as though these burdens are a badge of honor or battle scars that we must display.  This is selfish and irresponsible.  It prevents us from experiencing joy and happiness.  Starting today – forgive yourself for your past mistakes and forgive others that have not been genuine in their dealings with you. Carrying around that burden wastes your energy and holds you back...let it go!

Step 2:  Give Thanks  - As citizens of this great Nation, we have so much to be thankful for.  One key...

There seem to be four rules of life that are immutable and here they are:

Rule #1 – Responsibility is on us. Too often our society looks to blame others for its plight. It is this person’s fault or that organizations fault. When it comes to our lives, after a certain age it is up to us. It is up to us to develop the skills and master the disciplines necessary to achieve our goals and aspirations. If you aren’t where you want to be in life, don’t blame anyone or anything other than yourself. Accepting responsibility is the first step to progress toward your goals if you have not made reasonable progress to date. Our lives are our responsibility.

Rule #2 – We won’t get out of this life alive. The clock begins to tick for us the day we were conceived and our expiration is inevitable. Too often we live as though we will live forever and put off pursuit of something meaningful to us. Oliver Wendell Holmes Sr. said, “Many people die with their...

I messed up. When I was a junior in high school, I crashed my mom’s car. The worst part was that I lied about the cause. My excuse was that I was reaching into the back seat to grab a brush. This was the ‘80’s, so I had to tame the mullet! The truth was that I was attempting to get a cigarette out of the pack and lit. this is not a story my 16-year-old self wanted to tell my parents, so I lied. That same year, my parents went away on a trip over a weekend, so I had a party. We had a keg of beer and lots of people. The screen door was broken, my shower wall was kicked in (don’t ask), and the cover on my stepfather’s cherished red Trans Am was ripped. You guessed it, I had great stories for each incident. What about that time a friend was attempting to cook lamb, but it was taking forever, so I left. That relationship was never the same. There was another time when the twins were little that I got so angry I took their toy golf club and broke it over my...

Humans are judgement machines. We can’t help it. Since the beginning of time, we have had to judge everything. In the beginning, this was a survival mechanism. “Is this going to eat me?” “Should I stay or should I go?” Back then, it was only about survival.

We humans are still asking ourselves questions on a regular basis. Unfortunately, the questions we are asking tend to cost us joy instead of saving our lives. The sad part is that we don’t even realize we are doing it. Our consumer-based society has been programmed through the years of advertising that this is how we should look at everything. The most insidious of all questions and the one that has caged our society is “Do I like it?”. We ask this question about everything.

-Do I like the new person I just met?

-Do I like this new church I just visited?

-Do I like this meal?

-Do I like my spouse?

-Do I like my car?

-Do I like my neighbor?

-Do I like my job? My in-laws? This...

Financial Intelligence – There is no secret to becoming wealthy and there is no magic to it either. However, there is a trillion-dollar industry focused on convincing us otherwise.  The financial industry wants your money to invest so that they can charge fees for below average results.  Below describes the impact of fees on a simple investment:

Imagine that you are 21 years old and decide to begin investing for your future (Congratulations!).  You invest $10,000.  Your friend makes the same decision and invests $10,000.  You and your friend enjoy a 6% return on this $10K investment for the next 25 years (all or any dividends reinvested).  Your friend ends up with $16,000 but you end up with $33,000.  What is the difference?  The difference is that your friend paid 2% in fees each year and you paid no fees.  Investing with just a 2% yearly fee wipes out 40% of your investment value over 25 years.  I had no idea about fees when...

Healthy Choices -  You won't do well if you don't feel well.  Our youth is a veil masking the long-term consequences of poor choices.  Jim Rohn always said, “Everything affects everything else and not to think so is naive.” This is especially true when it comes to our health.  There are three pillars to health:  physical, mental, and nutritional.

Physical exercise done properly will lead to endurance and stamina.  Endurance and stamina help us to stay strong when the going gets tough and the desire to quit is nearly overwhelming.  The great news is that it doesn't require hours in the gym to increase your physical resilience.  It only requires 30 to 45 minutes of your time three or four days per week.  Surely you can spare 2 hours per week to increase your overall satisfaction with life.  Science has proven that exercise improves our brain function, increasing our cognitive skills and enhances memory.  For many...

This talk will be a little different than the talk about the birds and the bees. This talk is for young adults entering the world on their own. It might also be a good reset for adults struggling to find their place in the world. I have often reflected on my life in an effort to better understand how I arrived at my current station.   Reflection is a powerful exercise for a better future because when we understand what got us here, we will know what might get us there. Wherever “there” is for you. As for my story after college, I was a bit train wreck. After four years at Purdue University, I moved back to my hometown of North Vernon, Indiana. My first job was my dream job because I was working at Cummins Engine Company. As a kid growing up in Southern Indiana, we didn't have much money, but I realized that the kids that had money also had parents working at Cummins. That became my goal!   Fresh out of college I was ready to change the world and my...